Commercial Rehabilitation Loan Program

The commercial rehabilitation loan program was created to provide small loans in a streamlined fashion to assist Harmony businesses make various exterior improvements to their commercial business properties.  This program is a subset of the Harmony Revolving Loan Fund and utilizes the same application forms, however many of the underwriting requirements have been removed.  This streamlined program is only available for eligible applicants that have been in business for at least 2 years in Harmony and may only be used for:


  • Exterior enhancements (i.e. tuck pointing, brickwork, siding – must fix or replace with similar or better materials.  Brick must be fixed with brick, paint can be fixed with paint, siding can be fixed with siding, etc…)
  • Windows and Entry doors
  • Awnings and Signage
  • Roof Repair
  • Foundation Repair
  • Exterior Painting
  • Correction of Exterior Accessibility Issues


EDA staff can help with applications or questions.